Home Loans Sales Officer – Karnataka

We are looking for a motivated and customer-focused Home Loans Sales Officer to join our growing lending team in Karnataka. In this role, you will be the primary point of contact for prospective homebuyers, helping them understand and access home loan products that match their financial goals. You will work closely with customers from initial enquiry through to loan disbursement, ensuring a smooth and transparent experience at every step.

Karnataka's dynamic real estate market, spanning Bengaluru, Mysuru, Mangaluru, Hubballi, and surrounding regions, offers excellent opportunities for professionals who understand local property trends and customer needs. This position is ideal for someone who enjoys building relationships, meeting targets, and contributing directly to the financial well-being of families purchasing their first or next home.

Our organization values integrity, skilled growth, and performance-driven culture. Successful candidates will benefit from structured training, competitive incentives, and a clear career path within the retail lending division.

Key Responsibilities

- Generate new home loan business by identifying and approaching prospective customers through referrals, walk-ins, builders, and channel partners.
- Explain home loan products, eligibility criteria, interest rates, and documentation requirements clearly to customers.
- Conduct customer needs assessments and recommend suitable loan amounts, tenures, and repayment structures.
- Collect and verify customer documents, ensuring accuracy and compliance with internal policies and regulatory guidelines.
- Coordinate with credit, legal, and valuation teams to ensure timely processing and approval of loan applications.




- Follow up with customers throughout the loan lifecycle to address queries and maintain high satisfaction levels.
- Build and maintain strong relationships with builders, real estate agents, and DSAs to create a sustainable sales pipeline.
- Achieve and exceed monthly and quarterly sales targets for disbursement volume and number of loans.
- Stay updated on market conditions, competitor offerings, and changes in lending policies and regulations.
- Maintain accurate customer records and sales reports in the CRM system.
- Participate in local promotional activities, property exhibitions, and community outreach programs.
- Ensure all sales practices adhere to ethical standards and applicable RBI and internal compliance guidelines.

Requirements
- Graduation in any discipline or 12th Pass.
- 1–3 years of experience in home loan sales, retail banking, housing finance, or a related field preferred; freshers with strong sales aptitude will also be considered.
- Strong understanding of home loan products, eligibility norms, and the documentation process.
- Proven ability to meet and exceed sales targets in a performance-driven environment.
- Excellent communication skills in Kannada and English; proficiency in Hindi or other regional languages is a plus.
- Strong interpersonal and negotiation skills with the ability to build trust with customers and partners.
- Good knowledge of the local real estate market in Karnataka, including key localities and property segments.
- Willingness to travel within assigned territories and meet customers at their convenience, including weekends.
- Proficiency in MS Office and comfort with CRM tools and digital sales platforms.
- Self-motivated, organized, and able to manage multiple leads and priorities simultaneously.

📌 Home loans Sales Officer (Kasaraghatta)
🏢 WeAdder
📍 Kasaraghatta