As a Credit Officer, you will be responsible for overseeing credit-related activities, including evaluating credit applications, assessing financial risks, and making informed decisions. Your expertise will contribute to the smooth operation of our back-office functions, ensuring compliance with regulations and maintaining high standards of customer service.

Responsibilities
• Evaluate and analyze credit applications, financial statements, and other relevant documents to assess creditworthiness.
• Conduct thorough credit risk assessments, considering various factors such as industry trends, market conditions, and client history.
• Make informed credit decisions, considering the company's risk appetite and strategic objectives.
• Maintain accurate records and documentation for all credit-related activities, ensuring compliance with internal policies and external regulations.
• Monitor and manage existing credit facilities, including reviewing performance, identifying potential issues, and implementing corrective actions.
• Build and maintain strong relationships with clients,



providing timely updates and addressing their credit-related concerns.
• Collaborate with other departments, such as sales, operations, and legal, to ensure a seamless credit process and effective communication.
• Stay updated on industry trends, market dynamics, and regulatory changes to adapt credit policies and procedures accordingly.
• Provide regular reports and insights on credit performance, identifying areas for improvement and recommending strategic initiatives.
• Support the training and development of junior credit officers, fostering a culture of continuous learning and improvement.

Qualifications
• Bachelor's degree in Finance, Accounting, Business Administration, or a related field.
• Minimum 3 years of experience in a credit officer or similar role, preferably in the BFSI industry.
• Robust knowledge of credit analysis, risk assessment, and financial statement evaluation techniq

📌 Credit Officer (Panipat)
🏢 Digitide Solutions
📍 Panipat