Job Description
To lead and manage technical and property valuation activities across the assigned zone, ensuring accurate property assessment, legal and technical compliance, effective collateral risk management, and timely completion of technical evaluations for housing loans and other secured lending products.
The role is responsible for maintaining technical quality, managing the empanelled technical valuer network, ensuring adherence to company policies and applicable regulatory guidelines, and supporting business growth while safeguarding the company's credit portfolio.

• Oversee technical evaluations and property valuations for home loans, loan against property (LAP), construction finance, and other secured lending products.
• Review property valuation reports, market value assessments, realizable value, distress sale value, and construction cost estimates.
• Ensure proper assessment of land ownership boundaries, plot dimensions, property measurements, access roads, and physical possession, as applicable.
• Evaluate the stage of construction, quality of construction,



age of property, structural condition, and estimated cost of completion.
• Assess deviations from approved building plans, applicable local development regulations, and sanctioned layouts.
• Identify technical risks, unauthorized construction, encroachments, title-related property discrepancies, and other collateral-related concerns, referring legal matters to the Legal Department.
• Recommend suitable mitigations or escalate cases with material technical deviations as per the company's delegation of authority.
• Manage and monitor technical operations across all branches in the assigned zone.
• Ensure timely allocation, inspection, review, and submission of technical reports within prescribed turnaround times (TAT).
• Monitor pending cases, re-inspections, technical queries, and valuation discrepancies.
• Ensure consistency in property valuation practices and technical assessment standards acro

📌 Zonal Manager Technical (Hyderabad)
🏢 Hinduja Housing Finance
📍 Hyderabad