16 Oct
|
ANDPAYMENTS
|
Noida
UPI moves more money than almost anything else on Earth. We're hiring the person who'll own how consumers experience it.
Hey All,
AndPayments is building the next-generation payments stack for Indian businesses — and eventually, for businesses everywhere that need India-grade payments infrastructure. Payments, RegTech, B2B SaaS, Prepaid Instruments — built together as one deliberate stack, not stitched together after the fact.
We're hiring a Product Manager – UPI (Consumer) to own something massive: the entire consumer UPI experience, from the moment someone creates a VPA to the moment a recurring mandate quietly settles in the background at 2am.
Why this role is genuinely rare:
UPI is the biggest payment rail in the world by volume. And right now, we're building our consumer UPI stack from the ground up — scheme certifications, dispute infrastructure, credit-on-UPI, all live priorities, all up for grabs. Whoever joins doesn't inherit a roadmap. You write it.
This is a high-ownership IC role. No team to delegate upward to. No existing playbook that covers everything you'll hit.
Just full accountability for how a user onboards, how a mandate settles, how a dispute resolves — and the freedom to actually fix it, not just spec it.
What you'll own:
• The full TPAP surface — P2P, P2M, mandates, UPI Lite, RuPay Credit Card on UPI, Credit Line on UPI, UPI One World
• Consumer journeys end-to-end — onboarding, VPA creation, account linking, KYC
• BBPS bill payments, spend analytics, and transaction history surfaces
• The dispute and chargeback framework — raise flows, triage, PSP/NPCI reconciliation, SLAs
• Fraud decisioning hooks — velocity checks, device signals, step-up auth
• The entire NPCI certification lifecycle, as a product function you drive
What we need from you:
• 5+ years of PM experience, meaningfully rooted in payments or financial services
• You've actually shipped consumer-facing UPI products — you know what broke, what worked, and why
• Deep, real knowl
📌 Product Manager- UPI Consumer App (Noida)
🏢 ANDPAYMENTS
📍 Noida