Job Title: Credit Rating Analyst

Location: Mumbai, India

Department: Rating

About the Company-
We are India's eighth SEBI-registered Credit Rating Agency committed to providing independent and
transparent credit ratings to the Indian financial markets. With a focus on analytical rigor and market insight, we cater to a diverse range of clients including large corporates, PSUs, NBFCs, and infrastructure entities. As we expand our footprint in the financial capital of India, we are looking for a high-impact leader to drive our growth in the Gurugram region.

Key Responsibilities-

Credit Analysis & Ratings
● Independently work on credit rating assignments across corporates, infrastructure, and financial services.
● Prepare and analyse financial statements, credit reports, and other financial information to assess creditworthiness.
● Perform in-depth cash flow assessment and risk analysis on companies/entities.
● Prepare and present rating rationales, committee notes, and press releases.




● Monitor the assigned portfolio of rated entities and ensure timely surveillance and action based on the latest developments.
● Support rating actions by conducting risk assessments, peer benchmarking, and scenario analysis.
● Assist in the development and improvement of credit scoring models, policies, and processes to enhance the efficiency and effectiveness of credit evaluations
● Gather and validate Financial and Non-financial data from various sources.
● Prepare and conduct ratio analysis under supervision.
● Draft analytical summaries, rating rationales, and internal reports.
● Participate in issuer meetings, due diligence calls, and rating committees as needed.
● Monitor news, financial statements, and market developments relevant to assigned accounts.
● Support the maintenance and updating of databases and analytical tools.
● Work closely with senior analysts to ensure timely and high-quality delivery of ratings and reports.
● Keep and file proper records, updates, emails an

📌 Credit Rating Analyst (Mumbai)
🏢 ACER Credit Rating
📍 Mumbai