Business Relationship Manager (BRM) Business Loans at Kotak Mahindra Bank manages unsecured and secured business loan portfolios, working independently to source clients, build trust, and meet sales targets.

Key Responsibilities

- Client Sourcing &
- Management:

Acquire new customers for unsecured and secured business loans, overdraft (OD) facilities, and related credit products.

- Channel &

- DSA Coordination:

Work closely with Direct Selling Agents (DSAs), connectors, tele-calling teams, and branch banking networks to drive new customer additions.

- Relationship Building: Establish direct contact with key decision-makers, promoters, and CFOs in target business segments to foster long-term loyalty.

- Cross-Selling: Pitch and cross-sell ancillary banking products such as Current Accounts, Savings Accounts, Life Insurance, and General Insurance.

- Market Intelligence: Monitor local market competition, study competitor offerings,



and enhance the visibility and penetration of the Kotak Mahindra Bank brand in the assigned geography.

- Compliance &

- Coordination:

Ensure proper documentation, adherence to KYC norms, and smooth coordination with credit, risk, operations, and legal teams for application processing.

Core Requirements &

- Qualifications

- Experience: Typically requires 1 to 7 years of sales or relationship management experience in banking and financial services (BFSI), specifically handling self-employed or SME categories.

- Local Market Knowledge: In-depth understanding of the local geography, commercial ecosystem, and customer base.

- Skills: Strong communication, negotiation, and consultative selling abilities with a solid aptitude for financial analysis and credit risk awareness.

📌 Walkin Interview For RM-Business Loan(Any Loan Sales Exp Can Apply) (Bengaluru)
🏢 Kotak Mahindra Bank
📍 Bengaluru