Company Description L&T; Finance is a leading Non-Banking Financial Company (NBFC) in India, offering a diverse range of loan products across rural, housing, two-wheeler, personal, and small business (SME) segments. The company is promoted by Larsen & Toubro Ltd. (L&T;), one of India’s largest and most respected conglomerates. L&T; Finance is publicly listed on both BSE and NSE, and adheres to all regulatory guidelines applicable to NBFC–CIC entities.

Headquartered in Mumbai, the organization has been awarded an AAA credit rating by multiple leading rating agencies, reflecting strong financial stability and trustworthiness. The company focuses on responsible lending, customer-centric services, and sustainable growth across urban and rural markets.

Role Description The Gold Loan Executive is a full-time, on-site role based in Nagpur, responsible for managing gold loan operations and customer service at the branch. The role involves interacting with customers, explaining gold loan products, assessing and verifying gold ornaments, and ensuring accurate documentation and KYC compliance.

The Gold Loan

Executive will handle loan processing, disbursement, repayment collections, and secure custody of pledged gold, following company policies and security standards. The role also includes achieving assigned sales and portfolio targets,



cross-selling relevant financial products, and maintaining strong relationships with customers. Daily activities require close coordination with branch staff, adherence to regulatory and internal audit requirements, and timely reporting to supervisors.

Qualifications

- Strong customer service and interpersonal skills, with the ability to communicate clearly and build trust with diverse customers.
- Basic financial and numerical skills to handle loan calculations, interest, and repayment schedules accurately.
- Attention to detail and adherence to processes for KYC checks, documentation, and compliance with regulatory guidelines.
- Integrity and reliability in handling valuables, with an understanding of security procedures for gold storage and movement.
- Sales and relationship-building skills to achieve gold loan business targets and cross-sell suitable financial products.
- Comfort with using computers and branch-level systems for data entry, record maintenance, and daily reporting.
- Minimum educational qualification: typically a graduate degree in any discipline; previous experience in gold loans or retail lending is an advantage.
- Ability to work from the branch during standard business hours and collaborate effectively with team members and supervisors.

📌 Gold Loan Executive (Nagpur)
🏢 Lu0026T Finance
📍 Nagpur