Job Purpose Risk Management is core to Bajaj Finance. Most of the decisions in Risk Management are data driven and analytical. Statistical models are required to look at multi-variate dimensions from a risk perspective including calculating the expected credit loss, scenario analysis, forecasting, Stress Testing etc.

Statistical models are built and scorecards are prepared which assess parameters like PD (probability of default), EAD and LGD which are critical from a regulatory perspective and form an important aspect of regulatory reporting purpose. This role gives an chance to go beyond the above and provides deeper insights on the Regulatory norms on Credit Risk. The role allows candidates to work on areas such as Stress Testing, Expected Credit Loss, Macro Economic stress, Macro stress models/forecasting etc.

Culture Anchor:

- Have High Ambitions: Inspires the team to aim for higher targets and supports in achieving them.
- Own It: Acknowledges uncertainty and makes changes in own decisions/actions for better outcomes.

Duties and Responsibilities

- Build Stress Testing Framework and execute the same.
- Develop, validate,



and execute Stress Testing Tools and Stress Testing Engine.
- Build, monitor, validate and track PD, LGD, EAD models for Stress Testing as per RBI guidelines.
- Provide analytical solutions through statistical modeling, credit policy and strategy, reporting and data analysis for the BFL businesses.
- Support any adhoc deep dive data analysis on portfolio metrics.
- Support in Data analysis and segmentations.
- Ongoing liaising with IT, Credit and BIU teams to ensure all policies, processes, data flow are working efficiently, and all required changes are built and implemented suitably.

Required Qualifications and Experience

- Practice Emotional Intelligence: Develops the team, supporting them to do more. Listens to others, stays calm under pressure, and treats everyone with respect.

Locations Basic Section

- Job Level: GB03
- Job Title: Deputy Area Manager - Tractor Finance
- Department: Tractor Finance - Sales
- Job Location:
- Country: India
- State: RAJASTHAN
- Region: North
- City: Jalore
- Location Name: Jalore
- Tier: Tier 3

📌 Deputy Area Manager - Tractor Finance (India)
🏢 Bajaj FinServ
📍 India