Job Title: Credit Rating Analyst

Location: Mumbai, India

Department: Rating

About the Company-

We are India's eighth SEBI-registered Credit Rating Agency committed to providing independent and transparent credit ratings to the Indian financial markets. With a focus on analytical rigor and market insight, we cater to a diverse range of clients including large corporates, PSUs, NBFCs, and infrastructure entities. As we expand our footprint in the financial capital of India, we are looking for a high-impact leader to drive our growth in the Gurugram region.

Key Responsibilities-

Credit Analysis & Ratings

● Independently work on credit rating assignments across corporates, infrastructure, and financial services.

● Prepare and analyse financial statements, credit reports, and other financial information to assess creditworthiness.

● Perform in-depth cash flow assessment and risk analysis on companies/entities.

● Prepare and present rating rationales, committee notes, and press releases.

● Monitor the assigned portfolio of rated entities and ensure timely surveillance and action based on the latest developments.

● Support rating actions by conducting risk assessments, peer benchmarking, and scenario analysis.

● Assist in the development and improvement of credit scoring models, policies, and processes to enhance the efficiency and effectiveness of credit evaluations

● Gather and validate Financial and Non-financial data from various sources.

● Prepare and conduct ratio analysis under supervision.

● Draft analytical summaries, rating rationales, and internal reports.

● Participate in issuer meetings, due diligence calls, and rating committees as needed.

● Monitor news,



financial statements, and market developments relevant to assigned accounts.

● Support the maintenance and updating of databases and analytical tools.

● Work closely with senior analysts to ensure timely and high-quality delivery of ratings and reports.

● Keep and file proper records, updates, emails and their backup from time to time.

Stakeholder Management

● Engage with senior management of issuers, promoters, bankers, and investors.

● Provide rationales for rating recommendations before internal rating committees.

● Communicate rating decisions and sector insights effectively to external stakeholders.

Research & Sector Insights

● Monitor industry developments, regulatory changes, and macroeconomic trends.

● Publish sector reports, outlooks, and thematic research notes.

Team Leadership & Development

● Review and guide the work of junior and associate analysts.

● Provide coaching, training, and knowledge sharing to strengthen team capabilities.

Governance & Compliance

● Ensure compliance with SEBI & RBI regulations for CRAs, internal policies, and ethical standards.

● Maintain integrity, independence, and transparency in rating opinions.

Candidate Profile

Experience & Qualifications

● MBA (Finance) or CA

● Minimum 3 years of experience in a Credit Rating Agency

Why Join Us?

● Impact: Opportunity to lead the business in India's most premium market.

● Growth: Be part of a growth-story with significant potential for skilled advancement.

● Compensation: Attractive remuneration package commensurate with experience and market standards.

● Culture: A collaborative environment that values expertise, innovation, and results.

📌 Credit Rating Analyst (Mumbai)
🏢 ACER Credit Rating
📍 Mumbai