Company Name: Ninjacart

Job Title: Credit Operations Executive

Job Location: Kadubeesanahalli, Bangalore

Ninjacart is looking for a Credit Operations Executive to evaluate loan applications, assess borrowers creditworthiness, identify financial risks, and support underwriting decisions in accordance with company credit policies.

Key Responsibilities

- Analyze financial statements, bank statements, credit bureau reports, GST, ITR, and business performance.
- Assess repayment capacity, cash flow, existing liabilities, and credit history.
- Recommend loan approvals, rejections, deviations, and credit limit modifications.
- Prepare credit notes, risk summaries, and underwriting reports.
- Ensure compliance with credit policies and regulatory requirements.
- Monitor portfolio performance and delinquency trends.
- Coordinate with Sales, Operations, Collections,



Product, and Business teams.
- Maintain underwriting accuracy, productivity, and turnaround time (TAT).
- Identify opportunities to improve credit processes and operational efficiency.

Required Qualifications & Skills
- Bachelor’s/Master’s degree in Finance, Commerce, Economics, Business, or a related field.
- Experience in lending, underwriting, credit risk, or credit operations.
- Robust analytical and financial assessment skills.

Keywords Credit Operations Executive, Credit Analyst, Credit Underwriting, Credit Risk Analyst, Lending Operations, Loan Assessment, Financial Analysis, Credit Risk Management, Fintech Jobs.

📌 Credit Operations Executive - Fintech (Bengaluru)
🏢 Ninjacart
📍 Bengaluru