Location:

Chennai/ Bangalore/ Mumbai

Experience:

2 - 6 Years

Qualification:

MBA/PGDM in Finance, CA, CFA (preferred), or equivalent qualification in finance/analytics.

Contract:

Permanent

Job Description

Opening for Analyst - QCMT

Role & Responsibility:

A. Quality Control

- Review IG rating notes for exposures above 150 crore for compliance and accuracy.
- Ensure all sections are complete or marked NA; verify policy references, dates, DSCR, and analytical details.
- Validate rating models: correct model type, no tampering with pre-filled cells.
- Review Inter-Firm Analysis: minimum 3 peers, proper comparison basis, similar industry/size/geography, or nearest peers as applicable.
- Confirm analysis dimensions match standard rating note templates and add required declarations.
- Conduct internal audits to ensure documentation and analyst folders meet regulatory standards.

B. Credit Rating Monitoring

- Track and schedule annual surveillance for rated exposures (NCDs within 12 months; bank loans within 15 months).




- Monitor provisional ratings to ensure review within 90 days.
- Follow up on interest and principal repayments for NCDs and term loans; send reminders and maintain records.

C. Credit Monitoring

- Send quarterly QIS communication to clients.
- Generate QRN reports for CRO review.
- Monitor industry developments, media updates, and Google alerts; share positives/negatives with the rating team.
- Coordinate with bankers for required information and clarifications.
- Prepare and update bond yield tracker and equity price reports.

D. Rating Reports

- Track and prepare INC surveillance rating packs (INC-on-INC cases).

Skills:

- - Prior experience with surveillance, monitoring, or quality review of rating notes is an added advantage.
- Proficiency in Excel, financial modelling, ratio analysis, and peer benchmarking.
- Excellent analytical, documentation, and report-writing skills.
- Solid communication skills for follow-ups with clients and bankers.

📌 Analyst - QCMT (Chennai)
🏢 Infomerics Ratings
📍 Chennai