Company Description Cholamandalam Investment and Finance Company Limited (Chola), part of the Murugappa Group and founded in 1978, has grown from an equipment financing business into a leading diversified financial services provider. The company offers vehicle finance, home loans, SME loans, home equity loans, loans against property, consumer durable loans, and other financial solutions tailored to a wide customer base. With more than 1,500 branches across India and Assets Under Management exceeding Rs. 1.77 lakh crore, Chola serves over 4.29 million customers through its extensive network.

Subsidiaries such as Cholamandalam Securities Limited, Cholamandalam Home Finance Limited, and Payswiff Technologies Private Limited further strengthen its product and service portfolio. Guided by integrity, ethical values, and a strong sense of responsibility, Chola is committed to fostering growth and empowerment for customers, employees, shareholders, and communities.

Role Description The Branch Receivable Manager is responsible for overseeing receivables operations and collections activities at the Unnao branch in a full time, on-site capacity. The role includes monitoring outstanding dues, ensuring timely collections, reconciling customer accounts, and maintaining accurate records of payments and balances. The Manager will coordinate with branch teams to implement collection strategies, address customer queries, and resolve disputes in a professional and compliant manner.

Daily tasks involve analyzing receivables reports,



tracking portfolio performance, identifying risk trends, and escalating issues where necessary to safeguard asset quality. The individual will also contribute to process improvements, ensure adherence to company policies and regulatory guidelines, and support branch leadership in meeting financial targets.

Qualifications

- Strong skills in receivables management, collections oversight, and credit control, with the ability to track and reduce delinquencies.
- Proficiency in financial analysis, account reconciliation, and reporting, including working with spreadsheets and branch MIS tools.
- Sound knowledge of retail lending and financial products (e.g., vehicle finance, home loans, SME loans), along with basic understanding of relevant regulations and compliance norms.
- Effective communication, negotiation, and customer relationship skills to handle queries, resolve disputes, and maintain professional interactions.
- Solid organizational and time-management abilities, including attention to detail and capacity to handle multiple accounts and deadlines.
- Experience in branch operations or receivables/collections roles within NBFCs, banks, or other financial institutions is preferred.
- Bachelor’s degree in finance, commerce, business administration, or a related field; a postgraduate qualification is an added advantage.
- Comfort working with core banking or lending systems and digital tools, and willingness to adhere to high standards of integrity and ethical conduct.

📌 Branch Receivable Manager (Unnao)
🏢 Cholamandalam Investment and Finance Company
📍 Unnao