Company Description SBFC is a financial services organization focused on providing accessible credit solutions to individuals and businesses. The company emphasizes responsible lending practices and customer-centric service to support growth and financial inclusion. SBFC offers a range of loan products designed to meet diverse funding needs while maintaining robust risk and compliance standards. Team members are encouraged to contribute to a culture of integrity, transparency, and performance. The organization values professionals who are committed to sound credit decisions and sustainable portfolio growth.
Role Description This is a full-time, on-site Credit Manager role based in Vijayawada. The Credit Manager will assess and approve credit applications, analyze financial statements, and evaluate the creditworthiness of prospective and existing customers. Responsibilities include monitoring portfolio performance, identifying credit risks, and ensuring adherence to internal policies and regulatory guidelines.



The role involves collaborating with sales and operations teams to structure appropriate credit solutions, maintaining documentation, and supporting collection strategies when needed. The Credit Manager will also prepare reports, recommend process improvements, and contribute to the development of credit standards and controls.
Qualifications

• Candidates should possess robust Credit Management and Credit skills to evaluate applications and structure appropriate credit solutions.
• Candidates should possess expertise in Credit Risk Management to identify, assess, and mitigate potential portfolio risks.
• Candidates should possess solid Analytical Skills and Finance knowledge to interpret financial data and make sound lending decisions.
• Relevant experience in lending, banking, or non-banking financial companies (NBFCs), preferably in retail or SME credit.
• Bachelor’s degree or higher in Finance, Accounting, Business, Economics, or a related field.
• Strong a

📌 Credit Manager (Vijayawada)
🏢 SBFC
📍 Vijayawada