Job Description:

About Retail Lending:

The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the Rural lending business of the bank.

About the Role:

The Product team manages the entire product line life cycle from strategic planning to tactical activities. They are responsible for conceptualizing and implementing the strategic plan to steer top line growth and bottom line delivery. The Product team is also responsible for Product Development, Portfolio Management and Analysis.

Key Responsibilities:

- Responsible for designing and launching recent products and streamlining existing processes to increase new customer acquisition
- Design and launch contests and schemes for employees and Channel Partners
- Design promotional campaigns and other tactical strategies to enhance top line in a short span of time
- Monitor pricing, revenue generation, product management, new product development, portfolio performance including budgetary, expansion and long term business planning
- Design and execute national level promotional campaigns and sales strategies to increase brand awareness
- Drive cross-sell through sales team and manage relationship with partners for specific business requirements
- Measure channel wise employee wise target achievements
- Calculate and process incentives for the team

Qualifications:





Optimal qualification for success on the job is:

- Graduation/ Post-Graduation from a recognized institute

Role Proficiencies:

For successful execution of the job, the candidate should possess the following:

- Knowledge of industry, technology, marketing, and product trends
- Knowledge of regulatory guidelines and norms
- Good communication (both verbal and written) skill in both English and the local language
- Ability to handle pressure and meet deadlines

#ComeAsYouAre "We are dil se open. Women, LGBTQIA+ and PwD candidates of all ages are encouraged to apply"

Skills:

Refer to the Job Description

About Company:

Axis Bank is the third largest private bank in India, serving ~59 million customers with a workforce of over 104,400 employees as on March 31, 2025. The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Businesses. As on March 31, 2025, The Bank has a large footprint of 5,876 domestic branches, 13,941 ATMs and cash recyclers, with close to 47% branches in rural and semi-urban region. The Bank's overseas operations encompass eight international offices, including branches in Singapore, Dubai (at DIFC), and Gift City-IBU. There are also representative offices in Dhaka, Dubai, Abu Dhabi, and Sharjah. The international offices focus on Corporate Lending, Coverage Business, Trade Finance, Syndication, Investment Banking, Liability Businesses, and Private Banking/Wealth Management offerings.

📌 RL - Consumer:Product Team (Mumbai)
🏢 Axis Bank
📍 Mumbai