Job Description:

Job Title:

Sales Manager-Loan on Cards

Job Details:

Job Name – PA (Business Unit): Sales Manager-Loan on Cards

Business Unit (PA): Payments Business

Team: Sales Payment - Loan on Cards

Reports to (job): Cluster Head/Regional Head -LOC-Pymt Business

Location of role: Pan India

Job Fn: Sales

Role Type: IC

No of direct reportees: 10 to 12

Travel Required: Yes

Job Band Range: E1 – E4

JD Created date: 01-02-2026

JD Updated date: 01-02-2026

Version No: 1.0

Job Purpose:

Drive Loan on Cards sourcing via digital channels

Boost productivity, manage costs, ensure compliant sourcing

Hire sales officers, maintain budgeted manpower

Coach, mentor, motivate team for productivity

Conduct training and refresher sessions

Drive cross-sell: Merchant Acq, Credit Cards, TPP, CASA, Assets

Adhere to sales processes

Cross-sell to existing customers for activation, usage

Job Responsibilities:

Achieve assigned LOC targets

Train, engage team

Activate SOs, ensure LOC productivity

Visit Sales Hubs, Branch Offices

Drive cross-sell: Merchant Acquiring, Credit Cards, TPP

Sell bank assets: Credit MEG OD, RA Loans

Hire suitable SO candidates

Minimize team attrition

Coach SO team on product, processes

Motivate, mentor team for productivity

Conduct timely training, refresher sessions

Ensure PLP clarity for team members

Educational Qualifications:

Graduation

Post-Graduation/MBA

Key Skills:

Sales, influencing skills





Banking product, process knowledge

Planning, organizing skills

Communication

Team handling experience preferred

Experience Required:

2-4 years sales, relationship management

Preferred: Banking, Telecom, FMCG, Financial Services

Major Stakeholders:

Customers

Branch Banking Team

Asset verticals

Operations/CPA

Payment Product team

Other cross-sell functional stakeholders

About Company:

HDFC Bank is one of India’s leading private banks. The Housing Development Finance Corporation Limited or HDFC Ltd was among the first financial institutions in India to receive an “in principle” approval from the Reserve Bank of India (RBI) to set up a bank in the private sector. This was done as part of RBI’s policy for liberalization of the Indian banking industry in 1994. HDFC Bank was incorporated in August 1994 in the name of HDFC Bank Limited, with its registered office in Mumbai, India. The bank commenced operations as a Scheduled Commercial Bank in January 1995. As of March 31, 2026, the Bank’s distribution network was at 9,689 branches and 21,172 ATMs across 4,175 cities / towns as against 9,455 branches and 21,139 ATMs across 4,150 cities / towns as of March 31, 2025. 50% of the branches are in semi-urban and rural areas. In addition, the Bank has 14,400 business correspondents, which are primarily manned by Common Service Centres (CSC). The Bank’s international operations comprise five branch

📌 Sales Manager-Loan on Cards (Hyderabad)
🏢 HDFC Bank
📍 Hyderabad