Job Description:

About the Role

Area Portfolio Manger- Will be responsible for

o PNPA Resolutions in time-bound manner

o Planning and visiting the PNPA and NPA customers.

o Driving daily NPA recoveries through team

o Recruiting and training the team in the field.

Key Responsibilities

o Driving PNPA resolutions through portfolio and business team.

o Monitoring daily activities of FEs tagged for collections.

o Ensuring all the NPA/write off borrowers are visited by the team.

o Ensuring the set collection goals are driven with daily/weekly/monthly frequency.

o Ensuring NPA & write off recovery targets are achievedt on a monthly basis.

o Visiting minimum given number of PNPA and NPA accounts

o Recruiting, Training, of the team

o Handling customer complaints and providing solution in time-bound manner.

o Arranging and participating in collections camps, Lok Adalats.

o Planning and execution of customer conciliation camps and maintaining the relevant details of customer

payments

o Visiting PTPs and ensure the team follows up with the customers.

o Liasoning and coordination with counterparts in business.

o Portfolio quality management of the allocated branches

Qualifications

Optimal qualification for success on the job is:

· Graduate / Post Graduate

· On field Experience of 2+ Years in Microfinance Industry

· Team management skills.

Role Proficiencies:

For successful execution of the job, a candidate should possess the following:

· Knowledge





Knowledge of Core Microfinance Functions and Products.

· Skills

Good communication (both verbal & written)

Inter-personal skills

· Abilities

Ability to work effectively across functions and demonstrated ability to coach and mentor others

Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment

Ability to prioritize and make decisions in a fast-paced setting

Ability to work as a part of team and contribute towards team goals

Ability to manage multiple tasks/projects and deadlines simultaneously

Skills:

Refer to the Job Description

About Company:

Axis Bank is the third largest private bank in India, serving ~59 million customers with a workforce of over 104,400 employees as on March 31, 2025. The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Businesses. As on March 31, 2025, The Bank has a large footprint of 5,876 domestic branches, 13,941 ATMs and cash recyclers, with close to 47% branches in rural and semi-urban region. The Bank's overseas operations encompass eight international offices, including branches in Singapore, Dubai (at DIFC), and Gift City-IBU. There are also representative offices in Dhaka, Dubai, Abu Dhabi, and Sharjah. The international offices focus on Corporate Lending, Coverage Business, Trade Finance, Syndication, Investment Banking, Liability Businesses, and Private Banking/Wealth Management offerings.

📌 Bharat Banking: Regional Portfolio Manager - Microfinance (Bodeli)
🏢 Axis Bank
📍 Bodeli