Roles &

Responsibilities Credit Manager

- Manage and oversee end-to-end credit assessment and loan approval processes for personal loan/payday loan products.
- Evaluate loan applications, credit reports, income documents, repayment capacity, and overall creditworthiness of applicants.
- Analyze credit bureau reports, including CIBIL, Experian, Equifax, and CRIF High Mark, to assess credit risk.
- Ensure compliance with the company's credit policies, lending guidelines, and applicable RBI regulations.
- Establish and monitor credit risk parameters to minimize potential loan defaults and financial losses.
- Review and approve/recommend loan applications within the defined authority limits.
- Monitor portfolio quality, delinquency trends, and credit performance, and recommend corrective actions.
- Prepare credit reports, MIS, and performance analysis for management review.
- Identify potential fraud risks and ensure proper verification of customer documents.
- Drive team productivity, maintain turnaround time (TAT), and ensure adherence to internal processes and compliance standards.Role & responsibilities

Preferred candidate profile

📌 Walk-in || Credit Manager (New Delhi)
🏢 Richpay Fincorp
📍 New Delhi