HDFC BANK

BBG RM Business Banking Group Relationship

Manager

Role

BBG RM Business Banking Group Relationship Manager

Department

Function

Level

Business Banking / SME Banking

Relationship Management & Business Development

RM / Manager (as applicable)

Location

As per business requirement

Role Overview The BBG RM is responsible for managing and growing relationships with business banking customers, acquiring new clients, deepening existing relationships and delivering suitable banking solutions across working capital, business loans, transaction banking, deposits and related products. The role requires robust customer engagement, credit understanding, sales capability and portfolio management skills.

Key Responsibilities

Acquire new Business Banking / SME customers through direct sourcing, market visits, referrals and existing networks.

Manage and deepen relationships with existing business banking customers and increase customer wallet share.

¢ Understand customer business models, financial requirements, cash flows and banking needs.

¢ Generate business across working capital, term loans, business loans, overdraft / cash credit, trade finance, deposits and transaction banking products, as applicable.

¢ Coordinate with credit, operations, product and other internal teams for smooth processing and timely closure of proposals.

¢ Prepare and submit quality credit proposals with appropriate customer information, financial analysis and supporting documents.

¢ Monitor portfolio quality, repayment behaviour, documentation, renewals and other post-disbursement requirements.

¢ Achieve assigned business targets relating to advances, liabilities, fee income, customer acquisition and cross-sell.





¢ Maintain regular contact with customers and identify opportunities for cross-selling relevant banking products.

¢ Ensure adherence to the bank's internal policies, KYC / AML requirements, credit norms and regulatory guidelines.

Preferred Candidate Profile

¢ Graduate degree required; MBA / PGDM in Finance or Marketing may be preferred.

¢ Relevant experience in Business Banking, SME Banking, Commercial Banking, Relationship Management or similar banking roles.

¢ Experience in sourcing and managing SME / business banking customers and handling secured / unsecured business lending products.

¢ Good understanding of financial statements, credit assessment, working capital requirements and banking products.

¢ Strong sales, negotiation, customer relationship and communication skills.

¢ Ability to work with business targets and manage a customer portfolio independently.

Key Skills / Naukri Keywords

BBG RM, Business Banking RM, Business Banking Relationship Manager, SME RM, SME Banking, Business

Banking, Commercial Banking, Relationship Manager, Business Loan, Working Capital, Cash Credit,

Overdraft, Term Loan, LAP, Secured Business Loan, Customer Acquisition, Portfolio Management, Cross Sell,

Credit Assessment, Financial Analysis, CASA, Trade Finance, Transaction Banking, SME Sales.

Performance Expectations

¢ Deliver business growth while maintaining portfolio quality.

¢ Build long-term relationships with business banking customers.

¢ Maintain strong sourcing discipline, documentation quality and turnaround time.

¢ Achieve assigned revenue, asset and liability targets in line with business requirements.

Note: This is a recruiter-ready role description based on the typical scope of a Business Banking Group Relationship Manager. Exact designation, product mix, eligibility criteria, targets and location may vary by HDFC Bank business unit and vacancy.

📌 Business Banking Relationship Manager (Pune)
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📍 Pune