This position is for an Associate who will be working as Individual Contributor on Credit Risk Model Development (like IRB, IFRS9 or Scorecards) as well as associated Credit Risk Strategies. The individual is expected to be hands-on at all times.
Key Responsibilities
Regulatory & Business Conduct
• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Skills And Experience
• Credit Risk Modelling
Competencies
• Analytical / Strategic / Conceptual thinking
• Attention to detail
• Problem solving
• Verbal/Written communication
• Presentation skills
• Highly motivated, organized and methodical
Qualifications
• Bachelors / Advanced (Masters or higher) degree in Statistics, Applied Mathematics / Physics, Operations Research, Economics, Engineering, MBA or other quantitative discipline
• 1-4 in-depth years’ experience in hands-on Statistical Modeling in credit risk for retail banking / small business / consumer finance portfolios
• Proficient statistical programming skills in SAS (preferred) or similar, solid analytical skills and understanding of quantitative and statistical analysis
• Understanding of retail banking / small business / consumer finance products and business life-cycles (e.g. sales, underwriting, portfolio management, marketing, collections) or experience in directly interacting with Business teams and exposure to International markets will be a plus
• Hands-on experience in mining data and understanding data patterns
• Experience in directly interacting with Business and exposure to Internation
📌 Associate, WRB Model Development (Bengaluru)
🏢 Standard Chartered India
📍 Bengaluru
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