Job Summary

• Assist SCT in monitoring, reviewing, analyzing and summarizing underlying assets that the desk finances via Asset Backed Loan (ABL) facilities or on a single-name basis
• Analyzes investment memos, credit agreements, management presentations, financial projections, compliance certificates, recent financial statements or rating agency reports to develop a view on underlying assets, and prepares summaries that are used by SCT to assess the credit risk and worthiness of underlying assets

Key Responsibilities

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• Prepares credit reports for assets in the SCT portfolio, including one-pagers and summary write-ups
• Supports SCT in the preparation of deal screening memos and credit approval memos
• Reconciles inputs in the borrowing base model with reported financial statements/compliance certificates, and brings underperforming assets to the attention of SCT
• Helps to maintain data accuracy in third-party portfolio reporting system
• Liaises with Portfolio Analytics & Monitoring (PAM) on monitoring the portfolio,



monthly/quarterly compliance and preparation of the quarterly review
• Prepares ongoing summary of approved and underperforming assets for agented transactions
• Helps to maintain a database on key terms for ABL facilities
• Supports SCT with the closing and funding process
• Supports SCT on ad-hoc requests and presentations

Qualifications

Any relevant Graduation

Skills And Experience

• Prior work experience in credit analysis and portfolio monitoring
• Ability to read a credit memo or Lender Presentation, understand quarterly/annual financials and determine key credit drivers, risks/mitigants to develop a view on a credit
• Understanding of credit documentation a plus
• Experience in MS Suite, particularly Excel
• Ability to work independently and to meet timelines
• High attention to detail

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a po

📌 Manager, Credit Trading (Bengaluru)
🏢 Standard Chartered India
📍 Bengaluru