About Wholesale Banking Coverage Group (WBCG)
The Wholesale Banking Coverage Group (WBCG) focusses on doing business with customers such as the Government, Strategic, large and mid-corporates and the SMEs across industries like Infrastructure, Engineering, Chemicals, Oil amp Gas, Metals, textiles etc. The Corporate lending business emphasizes on doing business with higher rated corporates with a focus on garnering a higher share of the cash flows by providing working capital facilities
The Relationship Manager is responsible for the achievement of the budgeted targets by sourcing NTB business through channels/self-sourcing and customer relationship management. The Job holder also coordinates post sanction formalities such as, disbursement, cross-sell, compliance of statutory and internal audit issues and provides industry/segment specific feedback to Geography and Central Office team
Generate leads by identifying potential industrial areas/trading units and prepare strategies to increase the Bank's penetration in those areas




Liaison with Corporate Banking Operations team and Centralized Processing Unit to enable smooth completion of post sanction formalities, account opening and disbursement
Monitor transactions in the customer accounts to ensure that the cash flow movement and end use of fund are in compliance with the sanction stipulations
Assist the Credit Manager in unit inspections and ensure timely insurance renewal, DP updated, stock renewal statement scrutiny and gathering of relevant market information
Ensure maintenance of quality and health of portfolio and minimize Days Past Due through regular interactions with the customer
Initiate recovery of stressed accounts through tele-calling/ field visits
Graduation/ Post-Graduation from a recognized institute

Knowledge of banking products and services
Positive communication (both verbal and written) skill in both English and the local language
Good networking and relationship building skills
Excel

📌 Relationship Manager Banking (Erode)
🏢 Axis Bank
📍 Erode