Managescredit appraisal and decisioning for an assigned area/territory
Supervisescredit officers, balances risk with growth and ensures policy adherence
Key Responsibilities:
Lead area underwriting (home loans/LAP and othersecured retail products as applicable) within DOA
Review CAMs, financials, banking surrogates, andcollateral; conduct field visits for high risk cases
Ensure TAT adherence and reduce reworks throughcoaching and first time right checks
Monitor early delinquency/quality of approvedportfolio; provide feedback to sales and policy teams
Drive PDD/deferral closure within SLA; ensuremakerchecker controls and sample QC audits
Coordinate with legal/technical/ops for smoothsanction to disbursement andrisk mitigation
Maintain audit readiness and close observations ontime; train team on policy changes
Skills Required:
Robust analyticaland financial evaluation skills
Knowledge ofretail credit and secure lending products
Leadership andteam coaching ability
Processorientation and compliance focus
Educational Qualifications and Experience:
Graduate /Post-Graduate in Finance, Commerce, or related field
4-7years in credit appraisal/underwriting with team handling experience
Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.
📌 Area Credit Manager (Chennai)
🏢 IIFL home finance
📍 Chennai
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