Company Description Fintech Cloud Pvt. Ltd. is a financial operations and technology company that helps Non-Banking Financial Companies (NBFCs) build profitable, digitally driven lending businesses. The company designs and manages plug-and-play platforms for short-term personal and business loans, loan lifecycle automation, and co-lending enablement.

It provides end-to-end infrastructure, including technology, operations, analytics, and compliance, enabling NBFCs to launch new lending products quickly and at scale.

Fintech

Cloud uses AI-driven underwriting, automated servicing and collections, and cloud-native, API-first architecture to support secure, compliant digital lending. All solutions align with RBI norms and digital lending frameworks, including KYC, AML, and data protection standards.

Role Description The Credit Executive role is a full-time, on-site position based in Current Delhi. This role is responsible for evaluating creditworthiness of borrowers across personal and business lending products, analyzing financial data and documentation, and recommending credit decisions within defined policies and risk parameters.

The Credit

Executive will manage credit control activities, monitor repayment behavior,



and work closely with operations and collections teams to minimize delinquencies and optimize portfolio performance. Day-to-day tasks include reviewing applications, verifying customer information, maintaining accurate credit records, responding to customer queries related to credit decisions, and supporting adherence to internal controls and regulatory guidelines.

Qualifications

- Candidates should possess strong Credit Control and Credit Management skills, with experience in assessing risk and enforcing credit policies.
- Candidates should possess robust Analytical Skills and a solid understanding of Finance to interpret financial statements, bank data, and credit reports.
- Candidates should possess effective Customer Service skills to communicate credit decisions clearly, handle queries, and maintain professional relationships.
- Candidates should possess familiarity with lending operations, NBFC workflows, and basic regulatory requirements related to credit and collections.
- Relevant qualifications such as a bachelor’s degree in Finance, Commerce, Business, Economics, or a related field are beneficial.
- Additional skills such as proficiency with Excel or financial analysis tools, attention to detail, and the ability to work in a fast-paced, tech-enabled environment are advantageous.

📌 Credit Executive (New Delhi)
🏢 Fintech Cloud
📍 New Delhi