Please find below the JD for the Relationship Manager role:

We are looking for a agile and result-oriented Relationship Manager (RM) to join our Small Enterprises (SE) team. The ideal candidate will be responsible for sourcing and managing a portfolio of clients with turnover ranging from ₹0 Cr to ₹100 Cr, maintaining portfolio hygiene, and actively engaging in cross-selling financial products.

Key Responsibilities
Client Acquisition (NTB): Source current-to-bank (NTB) clients in the small enterprise segment with turnover between ₹0 Cr to ₹100 Cr. Identify opportunities through market intelligence, references, and industry networking.
Portfolio Management: Manage and deepen relationships with the existing client portfolio. Regular engagement with clients to ensure satisfaction and retention.
Sanction Process & Stakeholder Coordination: Liaise with internal credit teams for proposal discussions and approvals.



Effectively communicate with clients to understand their financial needs and ensure alignment with product offerings.
Portfolio Hygiene: Ensure timely renewals, limit compliance, documentation, and monitoring of early warning signals. Maintain high asset quality and minimize delinquencies.
Cross-Selling: Identify and capitalize on cross-sell prospects across products like trade finance, treasury, cash management, insurance, and working capital solutions.

Desired Candidate Profile
Graduate/Postgraduate in Finance, Commerce, or a related field.
2–4 years of experience in corporate/SME/ME banking.
Strong understanding of credit analysis and financial statements.
Excellent relationship management and communication skills.
Proven ability to drive business and manage risk effectively.

📌 Relationship Manager Rajkot
🏢 Yes Bank
📍 Rajkot