At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive setting where everyone feels welcome to be who they are—with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody’s is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we’re advancing AI to move from insight to action—enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.

If you are excited about this opportunity but do not meet every single requirement, please apply You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.

Skills and Competencies





• 0 to 3 years of overall experience in credit risk modeling
• Working knowledge of at least two of the following technologies: VBA, C++, C#, MATLAB, R, or Python
• Experience in structured finance and cash flow modeling is a strong plus
• Working knowledge of Moody's Structured Finance Workstation is strongly preferred
• Strong analytical mindset with a willingness to learn new technologies and a collaborative, detail-oriented work style
• Basic understanding of artificial intelligence concepts, with curiosity and enthusiasm for learning how AI tools can be used to improve processes and drive efficiency. Interest in exploring AI systems and a willingness to develop awareness of responsible AI practices, including risk management and ethical use.

Education

• Graduate or Post-Graduate degree in Applied Mathematics, Financial Engineering, Econometrics, Statistics, Finance, Physics, or Business preferred
• CFA/FRM certification is a plu

📌 Analytics & Modeling Analyst (Bengaluru)
🏢 Moody's
📍 Bengaluru