- Group Formation: Build and manage Joint Liability Groups (JLGs) or community-based centers. [1, 2]
- Loan Sourcing & Appraisal: Collect KYC, verify client residences (CPV), and assess creditworthiness. [1, 2]
- Morning Collections: Conduct scheduled center meetings to collect weekly or monthly loan installments. [1, 2]
- Cash Deposit & Reporting: Deposit recovered cash at the branch daily and update management systems. [1, 2]
- Delinquency Control: Follow up on overdue accounts and manage portfolio risk. [1, 2]
Daily Work Schedule & Tasks
- Morning Field Slots:
- Attend local morning center meetings.
- Collect cash or digital EMI payments from group members.
- Log transaction entries via mobile app or collection ledger. [1, 2, 3, 4]
- Afternoon Office/Field Operations:
- Deposit collected funds securely at the local branch (typically before 2:00 PM).
- Conduct customer verification, background checks, or group training sessions.
- Submit daily collection and delinquency reports to the Branch Manager. [1, 2]
Pay: ₹17,500.00 - ₹25,000.00 per month
Benefits:
- Cell phone reimbursement
- Versatile schedule
- Paid time off
- Provident Fund
Work Location: In person
📌 Relationship Officer Field Staff Micro loan and Collection (Thiruvalla)
🏢 INVEST GOLD GENERAL FINANCE (P
📍 Thiruvalla
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