Key Responsibilities

- Audit Planning & Execution: Develop and execute audit plans specifically focused on underwriting processes, including risk assessment, policy adherence, and operational controls.
- Process Evaluation: Review underwriting workflows, decision-making protocols, documentation, and system usage to identify gaps, inefficiencies, and control weaknesses.
- Compliance Checks: Ensure underwriting activities comply with internal policies, regulatory requirements, and industry standards.
- Risk Assessment: Evaluate risks related to underwriting exposures, pricing accuracy, fraud detection, and claim liabilities.
- Data Analysis: Analyze underwriting data, reports, and financial metrics to detect anomalies, trends, and areas of potential risk.
- Reporting: Prepare clear, concise audit reports highlighting findings, risks, and recommendations for process improvements.
- Follow-up: Monitor management responses and implementation of audit recommendations related to underwriting.
- Stakeholder Collaboration: Liaise with underwriting, claims, risk management, compliance, and IT teams to facilitate audits and improve processes.
- Continuous Improvement: Suggest enhancements to internal controls, risk frameworks,



and underwriting policies to strengthen operational integrity.

Qualifications

- Bachelors degree in Accounting, Finance, Insurance, Business Administration, or related field.
- Professional certifications preferred (e.g., CIA, CPA, CISA, or relevant insurance certifications).
- Minimum 3-5 years experience in internal audit, preferably within insurance underwriting or related financial services.
- Strong understanding of underwriting principles, insurance products, and regulatory environment.
- Proficient in audit software and MS Office applications, especially Excel and data analytics tools.
- Excellent analytical, problem-solving, and communication skills.
- Detail-oriented with a strong ethical foundation.

Skills &

Competencies

- In-depth knowledge of underwriting risk management and insurance principles.
- Ability to analyze complex processes and controls objectively.
- Strong report writing and presentation skills.
- Ability to work independently and collaboratively in a agile environment.
- Good interpersonal skills for effective stakeholder engagement.

📌 Internal Auditor (Mumbai)
🏢 ANB Global
📍 Mumbai