Credit Officer

EQU/CO/1900990
Equitas Small Finance Bank
Emerging Enterprise Banking > West > Maharashtra > Maharashtra > Ahilya Nagar AO > Ahilya Nagar AO > Maharashtra > 9084 > Nanded

Posted On

21 Oct 2026

End Date

20 Nov 2026

Required Experience

1 - 4 years

No. Of Openings

1

External Title

Credit Officer

Employment Type

Permanent

Employment Category

Field

Closing Date

20 Nov 2026

Organisational Details

Entity: Equitas Small Finance Bank
Business Unit: Assets
Division/Function (SBU): Emerging Enterprise Banking
Department: VF
Sub-Department: Credit
Generic Role: Credit Officer
External Title (Job Role): Credit Officer
Division: Emerging Enterprise Banking
Zone: West
State: Maharashtra
Region: Maharashtra
Area: Ahilya Nagar AO
Cluster: Ahilya Nagar AO
PT Location: Maharashtra
Branch Code: 9084
Branch Name: Nanded

Skills

- Skill: Credit, Credit Risk
- Highest Education: B.Com
- Working Language: English, Hindi

Job Responsibilities

- Ensure proper credit evaluation of customers as per policy & process.
- Conduct personal discussion with customers for evaluation of Loan proposal.




- Support the branch team in achieving desired branch objective.
- Manage & Maintain TAT for Loan disbursement.
- Diligently appraise loan applications in line with credit policy of the organization.
- Ensure Credit policies to build a positive quality portfolio of the branch.
- Ensure File is completed in all aspects before the Loan is Disbursed & Maintain records.
- Ensure approving authority of 25 Lac is utilized in a fair & transparent manner.
- Ensure Quality Portfolio of the branch is Maintained.
- Underwrite proposals and make decisions on loan approval and disbursement within empowerment based on credit evaluation criteria.
- Maintain high standards on credit appraisal through personal discussion with customer, as appropriate supplemented by documentation provided.
- Minimize turnaround time per application.
- Evaluation of assessed and declared income group eligible for Housing & LAP.
- Escalate proposals beyond empowered limit for review of Area/Regional Credit Manager, as appropriate.

📌 Skill (Nanded)
🏢 Equitas Micro Finance India
📍 Nanded