Role & responsibilities :

- Credit Decision-Making: Process and adjudicate merchant applications by applying sound credit-granting principles to ensure prudent risk management.
- Portfolio Management: Regularly analyze the health of the merchant portfolio using various risk parameters, identifying trends and implementing corrective actions as needed.
- Business Underwriting: Evaluate and underwrite credit proposals for strategic business cases, ensuring alignment with business objectives and risk appetite.
- Quality & Turnaround: Maintain targeted turnaround times (TAT) and uphold high standards of portfolio quality through diligent review and monitoring.
- Stakeholder Interaction: Collaborate effectively with merchants, sales representatives, and management to facilitate timely application decisions and minimize potential losses.
- Market Awareness: Stay updated on market practices and emerging risks, proactively incorporating current insights and risk mitigation strategies into underwriting processes.

Preferred candidate profile

📌 Underwriting Associate (Mumbai)
🏢 SBI Payments
📍 Mumbai