Job Summary
This role is within the Corporate Research Analysis ( RA ) team covering clients based out of Americas. The Corporate RA team is a dynamic team with exposure to large sized corporate clients across a range of sectors, with end-to-end management of their portfolio.
The RA role is primarily responsible for managing the assigned portfolio with the ongoing, real-time business and financial analysis of the customer portfolio via preparation of Industry Sector Reviews and Credit Memoranda to capture customer opportunities within acceptable risk parameters and facilitate informed credit decisioning. End-to-end relationship credit management process includes Credit Writing, Risk Grading, Risk Analysis Credit Approval, Documentation and Portfolio Monitoring (well managed).
Role Type: Permanent
Role location: Bengaluru
Responsibilities
- Perform detailed financial, business, and industry analysis for corporate clients.
- Prepare high-quality credit submissions, annual reviews, and credit recommendations.
- Assess risks associated with clients capital structures, management teams, and financial performance.
- Conduct industry and sector research to support credit decision-making.
- Manage risk grading events and ongoing portfolio monitoring activities.
- Partner with Relationship Managers and Credit teams on client performance and risk-related matters.
- Support transaction execution through review and coordination of deal documentation.
- Ensure portfolio quality remains aligned with ANZs well-managed principles, regulatory requirements, and internal policies.
- Assist in coaching and sharing knowledge with junior analysts within the team.
- Contribute to team initiatives, capacity management, and continuous process improvement
What will you bring
- 6-7 years work experience in the field of credit analysis or research field
- Credit Analysis skills (strong fundamentals)
- Experience preparing credit papers, annual reviews, and risk assessments for corporate clients.
- Solid business and commercial acumen with the ability to identify and assess risks.
- Excellent report-writing and analytical skills.
- Chartered Accountant (CA), MBA Finance from a reputed institution, Masters in Economics, or an equivalent qualification.
- Strong communication and stakeholder management skills.
- Ability to apply sound judgment, think critically, and manage competing priorities.
- A collaborative mindset with the willingness to support team members during peak periods.
Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.
📌 Associate - Credit Analysis (Bengaluru)
🏢 Anz
📍 Bengaluru