An NCD (Non-Convertible Debentures) Officer in a Non-Banking Financial Company (NBFC) is a specialized finance role centered around resource mobilization and liability management. Because NBFCs cannot accept traditional public demand deposits like commercial banks, they heavily rely on issuing NCDs to raise long-term capital from retail, high-net-worth individuals (HNIs), and institutional investors.

Depending on the company's structure, this role can sit in Treasury Operations (managing compliance, allotments, and payouts) or B2B Channel Sales/Wealth Management (driving the distribution and mobilization of the funds)

Designation: Officer / Senior Officer – NCD

Reporting To: CEO/MD

Industry: Financial Services / Non-Banking Financial Company (NBFC)

The NCD Officer is responsible for executing the successful issuance, compliance management, and strategic distribution of Non-Convertible Debentures (NCDs) to optimize the NBFC's capital structure. The role involves coordinating the end-to-end issuance process (public or private placement), managing relationships with intermediaries and distribution partners, and ensuring absolute alignment with regulatory guidelines.

Need Good and Strong Knowledge of NCD Segment.

1. End-to-End NCD Issuance & Management

- Execute the operational roadmap for Public Issues and Private Placements of secured and unsecured NCDs.
- Coordinate with Credit Rating Agencies (CRISIL, ICRA, CARE) to facilitate annual ratings and regular reviews.
- Collaborate with Debenture Trustees, Registrar & Transfer Agents (RTAs), Depositories (NSDL/CDSL), and Stock Exchanges (BSE/NSE) for listing and allocations.




- Oversee day-to-day debt operations, including timely processing of periodic coupon payments and final redemptions to debenture holders.
- Drive targeted subscription volumes for NCD tranches across designated investor segments.
- Conduct financial product presentations and provide marketing collateral to channel partners to support investor onboarding.

Regulatory Compliance & Reporting
- Ensure full compliance with SEBI (Issue and Listing of Non-Convertible Securities) Regulations, RBI Master Directions, and the Companies Act, 2013.
- Prepare and file necessary statutory documents, such as Form PAS-3 (Return of Allotment) and periodic disclosures with the Registrar of Companies (ROC).
- Compile data and prepare presentations for the internal Asset Liability Committee (ALCO) and Board review meetings.

Market Intelligence & Analysis
- Perform competitor analysis on interest rate structures, structures of active peer NCD issuances, and prevailing market yields.
- Monitor macro-economic changes, such as RBI repo rate movements, that directly impact corporate bond yields and retail appetite.

Educational Background Graduate/Post Graduate in Finance, Commerce, Economics, or related fields. Professional qualifications like an MBA or Related educational degree.

Experience:

3 to 5 Years Experience in the NCD Sector.

Interested Candidate Please Share Your CV on WhatsApp: (phone hidden)

Pay: ₹500,000.00 - ₹600,000.00 per year

Advantages

- Cell phone reimbursement
- Health insurance
- Life insurance
- Paid time off
- Provident Fund

Work Location: In person

📌 NCD (Non-Convertible Debentures) Officer- NBFC (Chinniyampalayam)
🏢 Dhanam Investment And Finance Private
📍 Chinniyampalayam