23 Oct
|
HDB Financial Services
|
Bikaner
23 Oct
HDB Financial Services
Bikaner
Role & responsibilities -
- Coordinate with branch sales team and support BSM,SMs for lead conversion • Tele-calling / follow up on leads given by salesteam and Corporate office
- Coordinate customer walk in branch. Explainproduct details to customer and suggest schemebased on need analysis
- Conduct self gold valuationand inform gold loan amount.Manage external gold valuation processi.e. interacting with valuator making sure that the process is followed
- Update valuation details in system i.e. Gold portaland loan booking system • Ensure loan processing completed within stipulated TAT.
- Follow up with delinquent customer and ensure thatcustomer does not cross 30 DPD bucket
- Follow up with customer for timely interest collection
- Gold loan file disbursal in system (this could bedone by BOM for most Branches) •
- Custody of gold packets in the office, record it asper process
- Raise Payment Request / Cheque Disbursement, recordit as per process •
- Arrange to send the complete file to COPS as per process.
- Manage Related MIS, interface with COPS, regionalteams as might be required.
- Co-ordinate with central tele calling team for collections / follow up for payments from overdue borrowers Customer Support / Service as required.
Preferred candidate profile -
- Sales process management in FMCG/ Direct sales company
- Understanding of gold process understanding ,KYC Knowledge & Sales process
- Gold loan Sales process & BTL Marketing
- Process understanding ,KYC Knowledge ,Understanding of the documentation required, Product /Competition Knowledge
📌 Gold Loan Executive (Bikaner)
🏢 HDB Financial Services
📍 Bikaner