To assess, analyze, and appraise credit proposals for Large Corporate banking clients, ensuring sound credit decisions that balance business growth with risk management principles. The role involves detailed financial analysis, risk identification, and preparation of credit notes in line with the bank’s credit policy and regulatory guidelines.

Job Responsibilities:

- To evaluate credit proposals submitted by business in line of regulatory guidelines and policy framework.
- Creating detailed proposal notes and obtaining approval from credit sanctioning committees / Authorities.
- Following Credit Sanction, responsible for assisting RM’s in Management of the Document Preparation Process and Periodical Credit Reviews of the customer.




- Monitoring economic and industry developments as well as financial parameters of clients to detect potential risk triggers or signs of stress and take appropriate risk- Mitigation Steps.
- Manage the entire life-cycle of loan process, from credit application to disbursement within the set of TAT and in line with guidelines.
- Ensuring Statutory and Regulatory Restrictions for Lending
- Completion of charge creation formalities over various securities with various authorities, viz., Registrar of Companies (wherever applicable), etc. within the prescribed time limit.

📌 Credit Analyst - CIG (Chennai)
🏢 Karur Vysya Bank
📍 Chennai