Company Description Lendingkart Group is a fintech company focused on making working capital finance easily accessible for entrepreneurs and small businesses across India.

Through Lendingkart Technologies Private

Limited, the group builds technology tools powered by big data analytics to help lenders accurately evaluate borrowers’ creditworthiness.

Lendingkart Finance

Limited, a non-deposit taking NBFC, provides SME lending and aims to transform small business lending by simplifying and accelerating access to credit. By analyzing thousands of data points from multiple sources, Lendingkart delivers rapid, data-driven credit decisions that support business growth. Applicants can learn more about the company and its insights via the Lendingkart website and blog.

Role Description The Branch Credit Manager is a full-time, in office role based in Chennai, responsible for overseeing credit evaluation and approval processes at the branch level. This role involves assessing loan applications for SMEs, analyzing financial statements and business performance, and determining creditworthiness in line with Lendingkart’s policies and risk frameworks.

The Branch Credit

Manager will review and approve credit proposals within delegated authority,



monitor portfolio quality, and recommend risk mitigation strategies as needed. Daily responsibilities include collaborating with sales and operations teams, ensuring compliance with regulatory and internal guidelines, and maintaining accurate documentation and reporting. The role also involves contributing to process improvement, supporting audits, and providing guidance to branch staff on credit standards and best practices.

Qualifications

- Candidates should possess strong skills in Credit Management and Credit evaluation for SME lending with an minimum experience of 3+ years
- Candidates should possess robust Credit Risk Management and Analytical Skills to assess borrower profiles and portfolios.
- Candidates should possess sound knowledge of Finance and Credit concepts, including financial statement analysis and cash-flow assessment.
- Candidates should possess effective communication and stakeholder management skills to work with branch, sales, and risk teams.
- Relevant experience in banking or NBFC credit roles, preferably in SME or business lending.
- Bachelor’s degree

📌 Branch Credit Manager (Tambaram)
🏢 Lendingkart
📍 Tambaram