Job Title: Branch Credit Analyst

Company Name: Kinara Capital

As a Branch Credit Analyst at Kinara Capital, you will be responsible for assessing and analyzing the creditworthiness of potential borrowers. You will work closely with branch teams to ensure that all credit assessments align with the company's lending policy and risk management framework.

Your role will involve conducting thorough financial analyses, evaluating credit reports, and making informed recommendations regarding loan approvals or rejections.

Key Responsibilities

- Analyze loan applications and financial statements of individuals and small businesses to determine creditworthiness.
- Conduct site visits and interviews with clients to gather additional information for credit assessments.
- Prepare detailed credit reports and present findings to branch management.
- Maintain up-to-date knowledge of industry trends, regulations, and risk factors affecting lending.
- Collaborate with branch teams to identify potential areas for improvement in the credit assessment process.
- Assist in developing and implementing credit policies and procedures to optimize risk management.

Skills Required

- Robust analytical and quantitative skills.




- Excellent written and verbal communication abilities.
- Attention to detail and strong organizational skills.
- Ability to work independently and as part of a team.
- Proficiency in financial modeling and risk assessment.
- Problem-solving skills with a focus on client needs.

Tools Required

- Proficiency in Microsoft Excel and financial analysis software.
- Familiarity with database management systems.
- Knowledge of credit reporting tools and risk assessment software.
- Experience with customer relationship management (CRM) tools.
- Ability to utilize statistical analysis tools for credit risk evaluation.

Ideal Candidate Profile

The ideal candidate for the Branch Credit Analyst position at Kinara Capital will demonstrate a strong understanding of financial analysis and credit risk assessment. You should have a background in finance, accounting, or a related field, with relevant experience in credit analysis or lending. A proactive approach, coupled with a commitment to maintaining high professional standards, will be essential for success in this role.

📌 Branch Credit Analyst (Bidar)
🏢 Kinara Capital
📍 Bidar