Associate Product Manager – AI-Powered Core Banking Bolt-ons & Adjacencies

Location: Chennai, India (Preferred) | Experience: 7–10 Years | Domain: Core Banking Ecosystem

About the Role

We are looking for an Associate Product Manager (APM) to identify and help build AI-powered bolt-on and adjacent solutions for the Core Banking ecosystem. Reporting to the Product Manager, the APM will identify problems solvable without replacing or disrupting the core. The role will contribute to product vision, roadmap, UX, business case and GTM for reusable solutions using AI, data, APIs, workflow orchestration and automation.

Key Responsibilities

Ecosystem & Problem Discovery

- Understand customer, accounts, deposits, transactions, payments, lending, fees, servicing, product configuration and general ledger.
- Understand digital banking, CRM, cards, KYC/AML, fraud, treasury, finance, documents and data platforms.
- Analyze banking journeys to identify process gaps, manual work, data silos, integration issues, poor UX and legacy constraints.

Bolt-ons & Adjacencies

- Define bolt-ons and adjacencies across servicing, deposits, payments, lending, operations, risk, compliance and data.
- Evaluate intelligent servicing, customer 360, workflow orchestration, exception management and employee copilots.
- Ensure solutions are configurable and core-agnostic across legacy and contemporary platforms.

Product Strategy & Roadmap





- Partner with the Product Manager to define vision, strategy and roadmap.
- Track customer needs, competitors, banking models, regulations and technology trends.
- Prioritize by market potential, customer pain, differentiation, reusability and ROI.
- Convert repeatable market problems into scalable products.

AI, Data & Innovation

- Apply AI/ML, GenAI and Agentic AI to servicing, operations, exceptions, workflows and decision support.
- Reimagine processes rather than replicate core functionality outside the core.
- Embed human oversight, explainability, auditability, security and responsible-AI controls.

Preferred Credentials

- 7–10 years of banking product-management experience, preferably involving Core Banking bolt-ons or adjacent solutions.
- Strong knowledge of Core Banking platforms, processes and the wider ecosystem across deposits, payments, lending, digital channels, CRM, risk/compliance, finance and data.
- Ability to identify platform gaps and convert business problems into product opportunities.
- Exposure to APIs, integration, cloud, data platforms, workflow automation, AI/ML, GenAI and Agentic AI.
- Skills in discovery, market analysis, roadmaps, UX, prioritization, business cases and GTM.
- Bachelor’s degree in Engineering, Technology, Finance, Business or related discipline; MBA or relevant certification desirable.

📌 Associate Product Manager - AI-Powered Core Banking Bolt-ons & Adjacencies (Chennai)
🏢 Wipro
📍 Chennai