Credit Analyst The credit team evaluates applications and monitors existing accounts. It belongs to a domestic insurance company modernising its operations team. The work covers lending against policies and investment-portfolio credit checks, which is a smaller but growing book.

The analyst reads financial statements and bank data, builds a view of repayment capacity and recommends whether and how much to lend.

Write credit memos with a clear recommendation and stated risks

Verify information through site visits and calls where needed

Monitor existing accounts for early signs of stress

Files are assigned by ticket size, reviewed by the credit manager and discussed at a weekly committee. The company has partnered with Flexiple, a managed marketplace that helps global companies build strong teams in India. The position is in Mumbai or Gurugram (hybrid).

2 to 6 years in credit analysis or lending

- Structured, concise writing
- Graduate degree in commerce, finance or economics; CA, CFA or MBA preferred
- Experience in credit assessment, lending or financial analysis
- Solid financial-statement and cash-flow analysis skills

📌 Credit Analyst - Insurance (India)
🏢 Flexiple
📍 India