Company Description Aavas Financiers Ltd. is one of India’s leading retail housing finance companies, focused on enabling homeownership for underserved and unserved segments of society. Established in 2011, Aavas serves more than 250,000 customers through 400+ branches across 14 states, with assets under management exceeding ₹21,000 crore. The company has a strong presence in deep rural and semi-urban markets, providing affordable and transparent housing finance solutions to customers who are often excluded from formal credit systems. Aavas specializes in serving self-employed and low-to-middle income borrowers, including those without formal income proof, helping bridge the gap between aspiration and access. Guided by its mission of building stronger communities and empowering lives, Aavas stands by the belief: “Sapne Aapke, Saath Hamaara.” Role Description This is a full-time, on-site BSM role based in Delhi, India. The BSM is responsible for achieving business targets for housing loans and related products through direct sourcing, channel management, and branch-level activities. Day-to-day responsibilities include identifying and onboarding current customers, conducting preliminary credit assessments, coordinating documentation, and ensuring compliance with internal policies and regulatory requirements. The role involves building and maintaining strong relationships with customers, local partners, and other stakeholders to deepen market penetration in assigned areas. The BSM also monitors portfolio quality,



supports collection efforts where required, and provides regular performance reports and market feedback to management. Qualifications
• Candidates should possess strong sales and business development skills, including lead generation, customer acquisition, and target achievement in retail financial services.
• Candidates should possess customer relationship and communication skills, including the ability to explain financial products clearly and build trust with diverse communities.
• Candidates should possess basic credit assessment and documentation skills, with attention to detail in evaluating customer profiles and ensuring accurate paperwork.
• Candidates should possess local market understanding and field operations skills, including familiarity with semi-urban and rural customer segments in and around Delhi.
• Candidates should possess teamwork and collaboration skills, with the ability to work closely with branch staff, support functions, and external partners.
• Relevant experience in housing finance, NBFCs, banks, or other retail lending organizations is highly beneficial.
• A graduate degree in any discipline is preferred; additional qualifications in finance, business, or related fields are an advantage.
• Comfort with basic technology tools (MS Office, CRM or loan management systems) and willingness to learn internal systems is expected.
• Ability to travel within the assigned territory and operate in field-intensive conditions is required.

📌 BSM (India)
🏢 Aavas Financiers
📍 India