1. Product Ownership & Roadmap
• Own the functional vision and roadmap for the P&C; PAS covering:
• Product setup & configuration
• Rating & underwriting rules
• Policy issuance, claims, endorsements, renewals, cancellations
• Billing, collections & refunds
• Prioritize features and enhancements based on business value, regulatory needs, and operational efficiency. 2. Business Requirements & Backlog Management
• Translate business needs into functional specification document
• Maintain and groom the product backlog in alignment with market needs and changing technology landscape
• Ensure traceability from business requirements → system functionality. 3. Insurance Domain Leadership (P&C;)
• Act as a subject matter expert on P&C; insurance products such as:
• Motor
• Property/Fire
• Liability
• Marine / Engineering
• Ensure PAS supports:
• Underwriting guidelines
• Policy conditions, deductibles, limits, sub-limits
• Claims, Endorsements, Cancellation, Reinstatement
• Co-insurance, reinsurance functionalities
• Incorporate regulatory and compliance requirements (e.g., IRDAI, IFRS 17, 64VB). 4. Stakeholder Management
• Work closely with:
• Business Analysts
• IT architects, developers, QA, UI/UX team, and Insurtech vendors
• Lead workshops for:




• Process mapping
• Product configuration
• Gap analysis between business needs and PAS capabilities 5. Release & Commissioning
• Serve as Product Owner in
• Release planning and reviews
• Backlog refinement
• Testing and sign-off
• Ensure timely delivery of releases with high functional quality.
• Support product testing by validating scenarios, edge cases, and exceptions. 6. Integration & Ecosystem Alignment
• Define functional requirements for PAS integrations with:
• External APIs (KYC, payment gateways, vehicle/property data sources)
• Insurtechs Requirements
• Strong hands-on experience in P&C; insurance operations and systems.
• Deep understanding of policy lifecycle management.
• Familiarity with insurance regulations.
• Proven experience as a Product Owner / Functional Lead / Business Analyst.
• Experience in large transformation or core system modernization programs.
• Ability to understand configuration models, rating engines, and workflows.
• Excellent stakeholder communication.
• Robust analytical and problem-solving abilities.
• Ability to challenge business requirements constructively.
• Comfortable working in cross-functional environment.

📌 Product Owner (India)
🏢 MarketScope
📍 India