Job Requirements

About the Role
As a SeniorTransaction Monitoring Analyst within the Risk function, you will be responsible for monitoring fund transfers across the bank to detect and report suspicious activities, including potential Anti-Money Laundering (AML) concerns. This role involves investigating flagged transactions, preparing Suspicious Transaction Reports (STRs), and advising business units on AML-related risks. You will also support the development of risk strategies and contribute to the bank’s broader compliance and customer-first objectives through data analysis and trend identification.

Key Responsibilities
Primary Responsibilities
• Investigate suspicious activities across all types of fund transfers.
• Perform AML monitoring for assigned business units and support independent reviews and investigations.
• Aggregate data from multiple sources to provide comprehensive risk assessments.
• Prepare and submit Suspicious Transaction Reports (STRs) in accordance with regulatory and internal guidelines.
• Advise business units on AML-related risks and suspicious activity patterns.
• Identify economic and financial trends that may pose risks to the bank.




• Ensure strict adherence to internal policies and regulatory requirements. Secondary Responsibilities
• Support the development of risk strategies and processes that align with the bank’s customer-first approach and strategic objectives.
• Collaborate with internal stakeholders to enhance monitoring frameworks and improve operational efficiency. What We Are Looking For Education
• Graduation: Full time graduate in any discipline from a recognised institution. Experience
• Minimum of 8 years of total experience in transaction monitoring, AML investigations, or related risk functions within BFSI industry. Skills and Attributes
• Strong analytical and investigative skills with attention to detail.
• Good understanding of AML regulations and compliance frameworks.
• Ability to interpret complex data and identify suspicious patterns.
• Effective communication and report-writing skills.
• Proficiency in using data aggregation tools and risk monitoring systems.
• Cooperative mindset with the ability to work across teams and functions.

📌 Senior Transaction Monitoring Analyst (Mumbai)
🏢 IDFC FIRST Bank
📍 Mumbai