Role Overview We are looking for candidate who is Mortgage & Equipment Finance SME with expertise in Commercial lending Space. Guide Loan Origination (GLO), commerciallending, creditanalysis, and loan servicing. The role involves supporting end-to-end mortgage & Equipment Finance lifecycle processes, driving business requirements, and partnering with technology and business stakeholders on lending transformation initiatives. Key Skills Banking Domain Expertise – Commercial Lending, Equipment finance and Commercial Banking Products/services Analyst skill sets (Analysis , Documentation, stakeholder mgmt. etc.) Tools expertise – Jira. Confluence, Visio (other BPMN tools) Geo exposure – USA, Europe Role &

Responsibilities:
· Drive requirements gathering and solution design for commercial mortgage and lending platforms.
· Analyze loan origination workflows including application intake, KYC/AML, documentation, collateral evaluation, and underwriting.
· Perform commercial credit analysis using financial statements, cash flow analysis, DSCR, LTV, and risk rating methodologies.




· Support credit approval processes, credit memo preparation, and loan committee reviews.
· Manage loan servicing functions including payment processing, covenant monitoring, annual reviews, modifications, renewals, and exception handling.
· Collaborate with business, operations, risk, compliance, and technology teams to improve lending processes.
· Support regulatory and compliance requirements related to commercial lending and mortgage servicing.
· Participate in UAT, business validation, process documentation, and production support activities.
· Provide domain guidance for loan origination systems, servicing platforms, workflow automation, and digital transformation initiatives. Also to contribute towards Domain Office –
• Domain led proactive proposal
• Support Delivery with domain
• Bring insight of Industry trends and thought leadership
• RFP support
• Prepare and Conduct domain training
• Mentoring members

📌 Commercial Lending SME (Bengaluru)
🏢 Mphasis
📍 Bengaluru