Candidates who can join on or before 11 Nov 2026 will be preferred due to an immediate business requirement.

Key Responsibilities
Analyzing and spreading the financial statements in Moodys Risk Analyst (MRA) / Creditlens / client customized templates
Analysis of financial statements including Income statement, Balance Sheet cash flow of public private companies for the credit appraisal process
Going through the supplementary schedules, notes and MDA for the detailed breakups and adjustments
Normalizing the financial statement for exceptional and non-recurring items to arrive at the true profitability figures
Calculating the Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities, Custom Ratios and other financial metrics
Screening the credit agreements and analyzing the financial covenants applicable to the borrower
Monitor Covenant compliance and reporting.
Conduct detailed quality checks of client deliverables
Managing capacity, efficiency and accuracy of the process
The candidate should possess reasonable knowledge of the banking processes related to commercial lending,



especially corporate loans
Responsible for delivering 100% quality, Meeting strict deadlines and ability to work under pressure
Regular communication with the client to ensure the expectations are met
Support with project scoping, client communication, resource staffing based on the requirement, end-to-end workflow management, MIS reporting, etc.

Key Competencies
MBA (Finance) / CA (CPA equivalent) / CFA
Experience in spreading and covenant monitoring
Solid understanding of credit principles, policies, and regulations
Proficient in Advanced MS Excel
Excellent written and spoken communication skills
Experience of working for a US based bank will be an added advantage

Disclaimer: This job posting and Location has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.

📌 Financial Spreading Associate/ Sr Associate/ Delivery Lead/ Manager Pune (India)
🏢 Moodys Analytics
📍 India