Job Description – Collection Executive

Company: Khushbu Auto Finance Limited (KAFL)
Location: Ujjain, Madhya Pradesh
Department: Collection
Industry: NBFC / Vehicle Finance

About the Company

Khushbu Auto Finance Limited (KAFL) is a Reserve Bank of India (RBI)-registered NBFC and a wholly-owned subsidiary of Atul Auto Limited. Established in 1994, KAFL specializes in financing three-wheelers and operates across multiple states in India.

Job Purpose

To ensure timely recovery of overdue payments and NPA (Non-Performing Asset) accounts, maintain healthy collection efficiency, and minimize portfolio delinquency.

Key Responsibilities
Conduct field visits to customers with overdue loan accounts and NPA cases.
Follow up with customers for timely repayment of outstanding EMIs.
Handle delinquent accounts and achieve assigned collection targets.
Maintain regular communication with customers regarding pending dues and repayment commitments.
Locate customers who are unavailable or difficult to contact and ensure effective follow-up.
Maintain accurate records of collection activities, customer visits, and payment commitments.




Coordinate with the branch team and reporting manager to improve collection efficiency.
Submit daily collection reports and provide updates on recovery status.

Eligibility Criteria
Experience: Minimum 6 months of experience in collections or recovery.
Experience in vehicle finance or three-wheeler finance will be preferred.
Valuable communication and customer-handling skills.
Willingness to travel locally for field collection activities.
Knowledge of the local market and language will be an added advantage.

Compensation & Perks
Salary as per experience and company norms.
PF and ESIC as applicable.
Group Medical Insurance coverage up to ₹1.25 lakh.
Group Personal Accident Insurance.
Gratuity and paid leaves as per company policy and applicable eligibility norms.

How to Apply

Interested candidates can share their updated resume with the HR team for consideration.

Pay: ₹13,000.00 - ₹17,000.00 per month

Advantages:
Health insurance
Life insurance
Paid sick time
Paid time off
Provident Fund

Work Location: In person

📌 Collection Executive Ujjain
🏢 Khushbu Auto Finance
📍 Ujjain