Job Overview:

We are looking for a skilled NBFC qualified with solid experience in underwriting, collections, loan servicing, and factoring operations. The candidate will play a key role in managing credit risk, ensuring timely collections, and handling structured financial products.

Key Responsibilities:

Underwriting & Credit Evaluation
Assess borrower profiles, financial statements, and creditworthiness
Analyze CIBIL reports, banking patterns, and repayment capacity
Approve/recommend loan proposals within defined risk parameters

Collections & Loan Payments
Monitor repayment schedules and overdue accounts
Ensure timely collection of EMIs and minimize NPAs
Handle delinquent accounts and follow recovery procedures
Coordinate with field teams and agencies for collections

Factoring Operations
Manage receivables financing and invoice discounting processes
Evaluate corporate clients and their debtors
Monitor payment cycles and ensure timely realization of invoices

Loan Operations & Compliance
Oversee loan disbursement and documentation




Ensure adherence to policies and guidelines set by Reserve Bank of India
Maintain accurate records and MIS reports

Candidate Profile:
5–8 years of experience in NBFC / Banking / Financial Services
Robust expertise in underwriting, collections, and loan lifecycle
Exposure to factoring / receivables financing is highly preferred
Good analytical, risk assessment, and decision-making skills
Ability to work in a target-driven and dynamic environment

Qualification:
MBA / PGDM (Finance) preferred
Graduate in Commerce / Finance / Economics

Preferred Background:

Candidates from leading NBFCs such as Bajaj Finance, Shriram Finance, Mahindra Finance, or similar organizations

Key Skills:

Underwriting | Credit Risk | Collections | Loan Servicing | Factoring | Receivables Financing | NPA Management | BFSI

Job Type: Permanent

Pay: ₹35,000.00 - ₹40,000.00 per month

Work Location: In person

📌 Credit & Collections Manager Aggar Nagar
🏢 CoalMantra
📍 Aggar Nagar