Job Description – NCD Manager

Designation: NCD Manager
Department: NCD / Finance
Location: Corporate Office, Coimbatore
Reporting To: CEO
Experience: 5+ Years Preferred
Industry: NBFC / Banking / Financial Services experience preferred

Role Purpose

The NCD Manager will be responsible for managing the Company's day-to-day Non-Convertible Debenture (NCD) operations, investor servicing, documentation, interest payouts, maturity repayments, reconciliation and regulatory compliance.

In addition to operational responsibilities, the candidate will support NCD fundraising, investor acquisition and mobilisation of funds to achieve the Company's fundraising objectives.

Ideal Candidate

A hands-on financial services professional capable of independently managing NCD operations, maintaining investor relationships, ensuring timely payouts and compliance, and supporting fundraising activities.

Experience

- 5+ years of experience in NBFC / Banking / Financial Services preferred.
- Experience in NCDs, debentures or fixed-income products preferred.
- Solid exposure to financial operations, investor servicing and documentation.
- Fundraising, investment mobilisation or investor relationship experience will be an added advantage.

Key ResponsibilitiesNCD Operations

- Manage end-to-end NCD operations, including investor onboarding, subscriptions, application processing and allotments.
- Maintain investor records, KYC documents, registers and NCD-related documentation.
- Monitor interest calculations, payout schedules, maturity dates and redemption payments.
- Ensure timely and accurate interest and principal repayments to investors.




- Reconcile investor balances, subscriptions, interest payouts and redemptions with Accounts.
- Address investor queries regarding interest rates, tenure, payouts, maturity and redemption.
- Coordinate with Accounts, Finance, Legal, Compliance, trustees, registrars, depositories and banks.
- Prepare periodic NCD MIS, outstanding liability reports and maturity schedules.
- Support internal and statutory audits and ensure compliance with applicable regulatory requirements.
- Improve operational processes, internal controls and reporting efficiency.

NCD Fundraising

- Support the mobilisation of funds through NCD issuances in line with the Company's fundraising objectives.
- Identify and develop relationships with prospective investors, HNIs, investment advisors and other eligible investor segments.
- Follow up with prospective investors and convert enquiries into subscriptions.
- Explain NCD features, tenure, interest payouts and applicable terms accurately to prospective investors.
- Coordinate investor documentation, KYC and subscription completion.
- Track fundraising leads, conversion rates, mobilisation amounts and pipeline status.
- Maintain investor relationships to encourage repeat investments and referrals.




- Coordinate with management and relevant departments to execute fundraising activities.

Key Skills

- NCD operations and investor servicing
- NCD subscription, allotment and redemption processes
- Investor relationship management and fundraising
- Interest calculations and financial reconciliation
- NCD documentation and regulatory compliance
- MIS reporting and advanced MS Excel
- Strong communication, negotiation and follow-up skills
- Attention to detail and problem-solving abilities

Qualification

- B.Com / M.Com / MBA Finance preferred.
- Relevant experience in financial services and investment operations preferred.
- Knowledge of applicable NCD regulatory requirements is essential.

Compensation & Benefits

Pay: Negotiable based on experience and expertise.

Benefits:

- Cell phone reimbursement
- Health insurance
- Provident Fund

Ability to Commute / Relocate

Coimbatore, Tamil Nadu: Reliably commute or planning to relocate before starting work (Required).

Experience

- NBFC / Banking / Financial Services: 5 years (Preferred)
- NCD / Investment Operations: 3 years (Preferred)
- Fundraising / Investor Relations: Experience preferred

Location: Coimbatore, Tamil Nadu (Required)

Willingness to Travel: As per business requirements

Work Location: In person

Pay: ₹500,000.00 - ₹700,000.00 per year

Benefits:

- Cell phone reimbursement
- Life insurance
- Provident Fund

Application Question(s):

- Do you have hands-on experience in NCD operations ?

Location:

- Coimbatore, Tamil Nadu (Preferred)

Work Location: In person

📌 NCD Manager (Coimbatore)
🏢 Dhanam Investment and Finance
📍 Coimbatore