24 Oct
|
IIFL Home Loans
|
Bengaluru
24 Oct
IIFL Home Loans
Bengaluru
Job Purpose
The Technical Manager (TM) is responsible for managing the technical collateral evaluation process at branch and regional levels, ensuring timely property valuations, APF/CF approvals, vendor management, and TAT adherence. The role focuses on risk mitigation, query reduction, and operational excellence, while supporting Zonal Technical Managers in portfolio quality management.
Key Responsibilities:
1. Technical Execution
· Conduct and review APF, Non-APF, and CF property cases within delegated authority.
· Ensure site visits, valuations, documentation, and recommendations are complete and accurate.
· Flag high-risk or red-category cases to RTM / ZTM for review.
2. TAT & Quality Compliance
· Monitor TAT adherence for branch submissions and vendor reports.
· Track First-Time-Right (FTR) performance, identify rework areas, and implement corrective measures.
· Support query resolution and query reduction initiatives.
3. Vendor Management
· Coordinate with vendors for valuations and technical reports.
· Track vendor performance, cost, and quality, escalating issues to RTM / ZTM.
· Support vendor onboarding, training, and periodic review.
4. Branch & Business Support
· Support branches in APF/CF generation within approved limits.
· Visit properties exceeding threshold amounts (e.g., >1 Cr.) and support high-value case assessments.
· Provide feedback to RTM/ZTM on branch-level risk trends, exceptions, and performance gaps.
5. Compliance & Audit Support
· Ensure branch-level activities comply with technical policies, regulatory norms, and audit standards.
· Support internal and external audits with documentation and clarifications.
6. Reporting & Insights
· Prepare branch/regional MIS reports on TAT, FTR, vendor performance, and query trends.
Highlight operational bottlenecks and recommend process improvement
📌 Technical Manager (Bengaluru)
🏢 IIFL Home Loans
📍 Bengaluru