Role & responsibilities

Source and acquire customers for secured/ unsecured loan products in line with bank policies.

Achieve assigned disbursement, login, and productivity targets.

Conduct preliminary credit assessment, income evaluation, and eligibility checks.

Ensure quality sourcing aligned with the banks risk appetite.

Manage end-to-end loan origination from sourcing to disbursement.

Ensure 100% compliance with RBI guidelines, KYC/AML norms,

and Fair Practice Code.

Coordinate with Credit, Risk, Legal, Technical, and Operations teams.

Maintain accurate documentation and audit-ready records.

Build and manage robust customer relationships for repeat business.

Monitor portfolio performance and support early delinquency management.

Cross-sell CASA and other bank products to enhance customer value.

Manage and activate DSA/channel relationships.

Track TATs and ensure timely resolution of customer queries.





Preferred candidate profile

Knowledge of secured/ unsecured loans basic credit appraisal.

Understanding of banking processes, loan documentation, and origination flow.

Awareness of RBI guidelines, KYC/AML norms, and Fair

Practices Code.

Strong sales, customer relationship, and communication skills.

Ability to work in a target-driven, field-oriented role.

Basic proficiency in CRM/LOS systems and MS Office.

Strong understanding of credit policies and banking processes

Knowledge of RBI regulations (KYC, AML, Fair Practices Code)

Sales orientation with target-driven approach

Financial analysis & documentation skills

Stakeholder management across Credit, Risk, Ops

Kindly mail your updated CV @[email protected]

📌 Sales Manager - Secured Lending (Chennai)
🏢 Unity Small Finance Bank
📍 Chennai