Job Purpose:

Manages credit operations and decision support across the region. Handles escalations, harmonizes processes, and partners with business to enable prudent growth.

Key Responsibilities:

· Review and approve escalated/high‑value proposals; guide complex structuring within policy.

· Standardize underwriting practices across locations; run calibration workshops and spot audits.

· Track regional KPIs (TAT, approval rate, delinquency, exception mix) and drive course corrections.

· Coordinate with legal/technical/compliance on edge cases and risk mitigants.

· Publish regional MIS with insights and action trackers; manage governance reviews.

· Mentor Area/Cluster Heads; drive performance and capability building.

Skills Required:

· Strong leadership and problem-solving skills.

· Experience in escalated decision-making.

· Valuable knowledge of compliance and regulatory aspects.

· Portfolio analysis and MIS presentation skills.

Educational Qualifications and Experience:

· Certified CA/ Post-Graduate in Finance, Commerce, or related field.

· 7-10 years in retail credit with multi-location leadership experience.

📌 Regional Credit Manager (Chennai)
🏢 IIFL Home Loans
📍 Chennai