Skills and Qualification –

 Candidate should have minimum 3 to 5 Years of work experience in Payment Processing – Check

Item/Exception processing preferably within a US Bank, investment adviser, or asset management firm.

 Good understanding regulation related to Checks

 Good Communication Skills, conduct training for large team

 Solid knowledge of Check item procedures / ACH.

 Able to perform Quality checks, perform RCA and CAPA and conduct feedback session

 Expertise payment platforms – SCO Web/ ACH Plus/ACHPS or equivalent banking portals.

 Proficiency in bank account validation, exception handling, reconciliation, and settlement processes.

 Strong analytical and problem-solving skills for resolving payment failures, variances, and investigations.

 Understanding fraud control mechanisms, OFAC/AML compliance, and risk-mitigation procedures.

 Excellent attention to detail, accuracy, and adherence to internal controls and dual authorization workflows.

 Strong communication skills for interacting with banks, vendors, auditors, and internal stakeholders.

 Ability to operate in high-volume, deadline-driven environments while maintaining accuracy.

Key Deliverables

 Execute end-to-end payment processing for Checks, ensuring accuracy, compliance, and timely settlement across domestic and international transactions.

 Prepare, validate, and transmit Check disbursement batches bank portals with required approval controls.

 Manage beneficiary/payee verification, bank detail validation (routing/IBAN/BIC), and adherence to dual control workflows.

 Monitor and process returns, rejects, and exceptions, check exceptions (stop payments, stale/altered checks).

 Conduct daily reconciliations of check registers against bank statements, resolving breaks with thorough root-cause analysis.

 Maintain cut off time adherence,



ensuring timely release of check processing aligned with banking schedules and value dates.

 Generate and maintain daily/weekly/monthly reports including settlement summaries, exception logs,

outstanding checks, and operational dashboards.

 Ensure compliance with regulatory standards, and internal audit requirements through robust documentation, controls, and process governance.

Talent Fulfillment Group© JD Format

 Develop and update SOPs, process documentation, and audit artifacts, supporting continuous improvement, internal controls testing, and operational efficiency initiatives.

Technical / Non-Technical Skills:

 Excellent MS Office skills – MS Excel, Power Point, Excel Macros and E Mail Drafting

 Good Typing Speed of 28 WPM with >=95% accuracy

 Excellent Communication skills – to Review Email, to attend Client Calls, Onshore Training etc

Behavioral Skills

 Strictly US Shift Working Hours – should be flexible to do Over Time duty if required.

 Punctual and adherence to attendance and Leaves

 To report to Team Lead and follow the Instructions and the HR Policies as per Company

Certifications Needed

 Education: 12 + 3 Degree Education is mandatory – B Com, BBA and BBM Graduates preferred,

however Candidate with good work experience but with other Specialization can be looked into to some extent Only.

 Additional Certification on Banking and Payment Processing US Regulatory Bodies is an added advantage.

 No Tech Graduates – BE, B Tech, M Tech

Expected Competencies

 Interpersonal Effectiveness: Candidate should be a team player and demonstrate required aptitude and attitude towards work and the Team.

 Service Orientation: Candidate should be Customer Centric and committed to delivering the best to

Customers and the Business.

To Apply - Call/WhatsApp : (phone hidden)

Pay: Up to ₹700,000.00 per year

Work Location: In person

📌 QA- ACH/SWIFT/WIRE (Bengaluru)
🏢 Oak Leaf HR
📍 Bengaluru