Job Summary

This position is open with Bajaj Finance Ltd.

Culture Anchor: Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targets Execute with Rigor - Takes responsibility for meeting targets with focus and effort Own It - Maintains honesty and fairness in all interactions in line with organizations policies Act with Integrity.

Responsibilities

- Credit Appraisal of loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.

- Having a detailed personal discussion with applicants to understand the nature and stability of customer profile in case of salaried cases.

- Decisioning the application within the desired TAT.

- Taking logical calls based on CIBIL reports, Applicants past service of loans, income / obligations, Tele / Video PD, Geo tagging reports.

- Coordinating with sales, operations, collections and customer service team to facilitate the customer in a better way.





- Providing constant inputs and suggestions to improvise the process and policies to facilitate faster decisioning of application.

Qualifications

- MBA Finance with relevant experience.

- Has worked with reputed Bank/Financial Institution in unsecured high-ticket size loans

- Positive attitude and team player- will be part of a team

- Comfortable with 6 Day working and extended hours whenever required

- Ability to perform under high pressure situations consistently while managing multiple stakeholders and ensuring zero escalations from Sales

- Must have local market understanding.

Role: Manufacturing Operations Manager,

Industry Type: Banking,

Department: Production, Manufacturing & Engineering,

Employment Type: Full Time, Permanent

Role Category: Management

Education

UG: Any Graduate

PG: Any Postgraduate read more

Key Skills

Skills highlighted with ‘‘ are preferred keyskills

Credit Appraisal

Customer ServiceFinanceFinancial InstitutionLoansOperationsSales

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